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LB-69 Forum Index  ~  Off Topic  ~  The cost of living nowadays
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Automorph	Posted: Sat Jul 05, 2008 9:36 pm
Ladyboy Expert Joined: 19 Sep 2007 Posts: 804 Points: 2078 Location: Sausalito, CA & Ann Arbor, MI	Janne: I think the only statement that I've seen to give pause is to "hook up with a rich ladyboy." I really don't know too many (or any actually) who fall into that category, and it's typically the other way around. If you've got a "loaded one", then fair play for you. Auto ps. I can lift my own bodyweight!! I do it every time I lift my ass out of a chair, or out of bed. Does that count?
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laptop	Posted: Sat Jul 05, 2008 10:42 pm
Ladyboy Guru Joined: 23 Apr 2005 Posts: 1620 Points: 335 Location: Ireland	Yeah the cost of living is going up. Oil Prices up, food prices up, interest rates up, house prices falling, credit crunch etc. But yawn, yawn, yawn. At least it is'nt the 80's. Things are not as bad as everyone is making out. If you can keep your head when all around are loosing theirs there is money to be made. Undervalued equities and possibilites in derivatives amungst other things means there are some nice opportunities out there to make some money. But I would not like to be someone who has their pension in funds heavily weighted in equities.
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PINK PANTHER	Posted: Sat Jul 05, 2008 11:09 pm
Ladyboy Hunter Joined: 10 Mar 2006 Posts: 420 Points: 3 Location: LONDON	Hey laptop, you sound like a man who works in the city Im not clued up on financial issue's, i just notice my uk pounds getting less and less, especially in the petrol stations and supermarkets. And i rent my accomodation, which makes me kinda glad i don't have a morgage And i guess all those ladys in thailand will have upped there price for ST now Never mind the increasing cost of a hotel room
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laptop	Posted: Sun Jul 06, 2008 12:31 am
Ladyboy Guru Joined: 23 Apr 2005 Posts: 1620 Points: 335 Location: Ireland	Yeah for sure PP. Oil and food prices are hitting everyone pretty hard. In Ireland the thing that is fucking up most people is the fallng house prices/increasing interest rates. Many who over stretched themselvs with big mortgages are now being destroyed by the ECB and have little disposable income for the ever increasing food prices. I wonder is the global economy effecting hooks of soi 6? Laptop: "How much for short time? 500 baht as usual?" Soi 6 hooker: "I sorry laptop, it now 600 baht. The high food prices are make me to have to spend an extra 5 baht a day on papaya pork pork. Also cause oil now $140 a barrel moterbike taxi boyfriend want 25 baht for take me to work. U tink good if I take my money out of the Soi 6 Hooker Investment pension fund and put it into rice futures?"
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janne	Posted: Sun Jul 06, 2008 11:43 am
Ladyboy Addict Joined: 26 May 2008 Posts: 85 Points: 119 Location: Scandinavia	Automorph wrote: Janne: I think the only statement that I've seen to give pause is to "hook up with a rich ladyboy." I really don't know too many (or any actually) who fall into that category, and it's typically the other way around. If you've got a "loaded one", then fair play for you. Auto I can lift my own bodyweight!! I do it every time I lift my ass out of a chair, or out of bed. Does that count? Thank`s man, I understand that my "story" is a bit different around here. And sometimes i cant help bragging a bit. My girlfriend wasn`t "loaded" when i met her ofcourse. She`s a hard worker and quite succesful in her proffession and she is, as well as me a Swedish citizen. And yes that lift does count
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Phil Lander	Posted: Mon Jul 07, 2008 5:15 pm
Ladyboy Guru Joined: 10 Mar 2007 Posts: 1811 Points: 1117	PP if you dont have a mortgage you will never get ahead . Mines gotten to the stage that its about half the cost of renting leavng me money to travel . I could'nt handle renting again.
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stogie bear	Posted: Tue Jul 08, 2008 1:20 pm
Ladyboy Addict Joined: 09 Jan 2007 Posts: 95 Points: 160	I think the opposite is true... You'll waste almost your entire life paying for a place that you may one day eventually own... by which time it will be an old pile of bricks. Renting is freedom. Buying and you may as will kiss your future goodbye. Move to Thailand, forget your worries and rent a great place cheaply.
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steviep35	Posted: Tue Jul 08, 2008 1:52 pm
Ladyboy Guru Joined: 23 Dec 2006 Posts: 1107 Points: 1919 Location: uk	i think we all would stogie if it were so easy. myself and many on here have looked for employment in thailand to give us the standard of living were acustomed to, but were not as lucky as some ! steviep
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Kinkoy	Posted: Tue Jul 08, 2008 2:15 pm
Ladyboy Hunter Joined: 05 Aug 2006 Posts: 247 Points: 892 Location: Norway	Stogie, if you had 3 mill B, you could buy a nice 2 bedroom condo, in a decent location in Pattaya. Or you could put the money in the bank, and what interest would you get? 4%? That gives you 10 000 B a month, could you rent the same condo for that? Those of you that lives in paradise, maybe you have the insight on this. It can soon be of an very interesting thing. I am not sure what the bank will give you, or how much for renting a condo. But I’ve seen condos offered from 2 mill B and up.
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dixon cox	Posted: Tue Jul 08, 2008 3:50 pm
Ladyboy Guru Joined: 30 Jan 2008 Posts: 1173 Points: 2213 Location: England	stogie bear wrote: I think the opposite is true... You'll waste almost your entire life paying for a place that you may one day eventually own... by which time it will be an old pile of bricks. Renting is freedom. Buying and you may as will kiss your future goodbye. Move to Thailand, forget your worries and rent a great place cheaply. Stogie, the fact you reside in LOS and PP in UK there is no way such a sweeping statement can be true for both situations. But as you reside in LOS currently I would imagine that you are referring to there. Thailand: for me I doubt very much I would ever buy, if I did it would be to ultimately rent the place out so as to generate some income. For my own dwelling I would rent on a monthly basis (maybe longer if I really liked the place), so I am never tied down to one single location or city for longer than necassary and to maintain total flexibility of movement. Farangland: My own current property in London has averaged a gain of £1500 per month for me over the past 7 years since I bought that one and has certainly assisted in forming an important part of my own retirement portfolio, and that doesn't by any means force me to wait 25 years until I can cash it in. However, buying in the UK at the moment under the current economic climate would not be something I would consider until things become more settled again. Some money I have currently is being invested in that home, i.e. a guy is in to do the bathroom/kitchen as I spend money on beer and LBs here in Thailand. If guys are serious about retiring in Thailand (and I don't mean at 65 years old), then you need to be working towards several income streams, such as through investments or property (which you can only do if you own) or, in my case, the addition of some work I can do across the internet part-time. Having several investment streams in retirement IMO is key. For UK citizens (other countries will have similar), it is never too soon to invest in one of the simplest forms of tax free investment, the ISA. These standard ISAs can be transferred annually into ISA bonds that offer higher fixed annual rates above standard rates, but locked and fixed each year. I will generate over BHT20,000 per month from mine alone in four years time from max investment in it since 2000 and I can pull out the whole investment at any time without loss. This is just one income stream. Personal pensions are something I also have, but I no longer put further funds into those as I don't wish to be over-controlled by a non-transparent investment company gambling with my money and fucking it up. Compared to Farangland, Thailand makes an excellent retirment location and the cost of living is rising there the same as everywhere, but always well below Farangland levels. Plus, we all know the wonders it holds, where your homeland fails miserably to deliver. I'm aware I rattled off-topic here, but it was to highlight the potential benefit of owning property. But like most things there can be a downside, which on average cycles around every 15 years in the UK.
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stogie bear	Posted: Tue Jul 08, 2008 6:38 pm
Ladyboy Addict Joined: 09 Jan 2007 Posts: 95 Points: 160	Kinkoy wrote: Stogie, if you had 3 mill B, you could buy a nice 2 bedroom condo, in a decent location in Pattaya. Or you could put the money in the bank, and what interest would you get? 4%? 4%? No way... You can buy fixed interest bonds now that give over 7%. This is where (almost) ALL my money is... and it's tax free because I don't live in the UK. No risk and no stress... I could NEVER afford to live in the UK. I estimate that to entice me back there I'd need about 5 million pounds... well... at least 3 million. As I don't have that and I probably won't have in the near future I'm going to coast on what I do have in someplace sunny which has lots of almost free sex and cheap food and booze... I don't buy this tired old sentiment that I keep hearing that "Oh, if ONLY it were that easy, Stogie..." That's bullshit. Your country isn't a prison camp but year after year and every single day there are millions who let them get treated as if it were. Sucked into debt, mortgages and car loans... afraid to down tools and leave their crappy jobs because the rest of the world is so scary if you 'don't have an income!' I know dozens of farangs of all walks of life living on a thousand dollars a month in Thailand and they are happier than you and getting laid more than you and have shitloads more free time than you! Dreaming about the rest of your life and how good it might be is bollocks. I want it now and for always. Not after I have worked my ass off for some other fucker. It's not rocket science... just figure out your priorities.
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steviep35	Posted: Tue Jul 08, 2008 11:05 pm
Ladyboy Guru Joined: 23 Dec 2006 Posts: 1107 Points: 1919 Location: uk	i need a income stogie, any clues? as i have fuck all here in uk steviep
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Kinkoy	Posted: Tue Jul 08, 2008 11:12 pm
Ladyboy Hunter Joined: 05 Aug 2006 Posts: 247 Points: 892 Location: Norway	Boyz town, stevie Placing your funds in bonds to a fixed 7%, sounds like an alternative to buying property. How safe are these bonds? you say "no risk and no stress"
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PINK PANTHER	Posted: Tue Jul 08, 2008 11:18 pm
Ladyboy Hunter Joined: 10 Mar 2006 Posts: 420 Points: 3 Location: LONDON	Ive put my money on the americans+israelies attacking iran within the next 6mths, that should ensure the price of oil hits $2;00 a barrel And if your not already on the property ladder, where do you start
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steviep35	Posted: Tue Jul 08, 2008 11:33 pm
Ladyboy Guru Joined: 23 Dec 2006 Posts: 1107 Points: 1919 Location: uk	my only chance of staying in thailand and having some fun and not worrying about cash, will come soon in the way of inheritence, and once the fucking csa leave me alone, as for now 3/4 trips a yr will have to do. but anyone who has a good idea im more than willing to listen. steviep
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